Treasury and Capital Markets Lead

About Us:

One-third of the UK working-age population is not able to access mainstream financial services. These people find themselves excluded from affordable credit and treated poorly by mainstream financial institutions. Too few are successfully supported on the journey to financial health. Our purpose is “To improve the nation’s financial health through accessibility, affordability and community.”

We are a fast-growing social FinTech company giving not-for-profit Credit Unions in the UK access to a state-of-the-art fintech. We aim to grow a select group of Community Lenders into a network of challenger banks offering a viable alternative to high-cost lenders.

We are a small and dynamic team of 250+ people, offering you the opportunity to have an immediate impact on the business and grow with us. We have over 120,000+ customers on our platform and it’s increasing rapidly.

We grew significantly in size over the last year and the credit unions on our platform are the biggest players in the UK.

We have big ambitions and a management team to deliver it; with 100+ years’ experience in banking across Credit Suisse, UBS, NatWest, Capital One and Barclays.

The role:

Leading the Treasury and Capital Markets function for Amplifi Capital. This role is at the heart of the business, ensuring that the Group has access to capital markets funding to support the growth of its own loan book and adopting a strategic approach to managing liquidity and funding. This is a hands-on role, requiring an in depth understanding of the special purpose funding vehicle, Castor as well as the funding structure of the Credit Unions that will enable you to advise the CFO and Board on appropriate strategies to optimise the Group’s capital resources and liquidity.

The Treasury and Capital Markets Lead will be responsible for maintaining strong relationships with existing investors, funders as well as maintaining dialogue and building new relationships within the market.

The successful candidate will be driven and focused on improving Amplifi’s approach to managing liquidity and funding, to support the delivery of the Group’s strategic growth objectives. A curiosity to learn and understand the importance of this role in the context of the wider operations of the business is also essential. Previous experience of working in a similar role within a Financial Services organisation would be desirable.

Responsibilities:

• Developing and delivering a strategic funding and capital roadmap for the next 18-24 months
• Originate new sources of funding, leveraging existing and new relationships to recommend and deliver creative solutions to optimise Amplifi’s funding position
• Set up the Treasury and Capital markets function with effective processes and procedures that will support the delivery of our strategy whilst ensuring that risks are appropriately mitigated and managed within our risk appetite
• Responsibility for managing and monitoring the liquidity of the Group understanding the drivers and assumptions driving the cashflow requirements and ensuring that these are reflected in the daily liquidity and longer term cashflow forecasts
• Operational responsibility for Castor, the SPV established to fund the Reevo loan portfolio; ensuring monitoring and compliance with Servicer reporting requirements including financial covenants, advance rate and concentration limits
• Manage the Corporate Facility and relationship with M&G – ensuring open pro-active dialogue and compliance with facility agreements
• Working collaboratively to contribute to a well-respected and valued Finance function and pro-actively build relationships within the wider Amplifi Group and key external stakeholders (inc. Board, ExCo, Castlelake and Credit, Pricing and Marketing teams), sharing knowledge and delivering analysis to facilitate better business decision making
• Ownership of ad hoc projects within the wider Finance team as part of the overall transformation agenda and to support the growth of the business

• Extensive experience (5 years +) in a similar role, ideally in a financial services organisation
• Experience in day-to-day treasury operations including compliance and reporting under debt facility agreements or SPV
• Strong knowledge and existing network of key players in the capital markets
• Exceptional communication and negotiation skills
• Professional attitude and able to build strong working relationships at all levels
• Distils complexity and communicates simply through high quality analysis and Board level deliverables
• Thrives in a fast-paced environment and faces into ambiguity and change
• Self-starter with meticulous attention to detail and accuracy
• Strong project management skills, organised and able to prioritise multiple tasks to meet deadlines and to drive outcomes (inc. delivering through others)
• Growth mindset and passion for continuous improvement.

Education and training:

• Degree educated, ACA, ACCA, CIMA or ACT desirable
• Advanced Excel and strong financial modelling experience

• Competitive salary

• 25 days annual leave
• Discount shopping
• Private Health Cover via Bupa
• Cycle-to-Work Scheme
• Subsidised Nursery scheme
• Hybrid working (2 days from home) [Canary Wharf office only]

Commitment:

We are committed to equality of opportunity for all staff and applications from individuals are encouraged regardless of age, disability, sex, gender reassignment, sexual orientation, pregnancy and maternity, race, religion or belief and marriage and civil partnerships.

Please note that all offers of employment are conditional on us obtaining satisfactory pre-employment checks, including a DBS check, a credit check and employment references.